March Savings Challenge: Small Steps, Big Difference

March is the perfect time for a fresh start.

The days are getting lighter, spring is around the corner, and it’s a great opportunity to reset your money habits before the new tax year begins. That’s why we’re inviting you to take part in our March Savings Challenge.

Nothing extreme. Nothing unrealistic. Just small, simple actions that can make a real difference.

Week 1: Save £5 a week

It might not sound like much, but £5 a week adds up to £260 over a year.

If £5 feels too much, start with £2 or £3. The goal isn’t the amount — it’s building the habit.

Set up a small standing order into your HertSavers Savings Account and let it happen automatically. Once it’s set up, you don’t have to think about it.

Week 2: Round it up

Each time you spend money, round it up to the nearest pound and transfer the difference into your savings.

For example:

Coffee £2.60 → save 40p

Shopping £23.25 → save 75p

Those little amounts build up surprisingly quickly. Move the total across at the end of each week into your HertSavers Savings Account.

Week 3: Try a no-spend weekend

Pick one weekend in March where you only spend on essentials.

That means:

No takeaway
No impulse online shopping
No “just popping into the shop”

Instead, try:

A family movie night at home
A walk in the park
Cooking with what’s already in the cupboard

The money you don’t spend can go straight into your HertSavers Savings Account.

Week 4: Bring lunch from home twice a week

Buying lunch can easily cost £5–£8 a day. Bringing food from home twice a week could save £40–£60 across the month.

That money could go straight into your HertSavers Savings Account, helping you build your savings for emergencies, holidays, or future goals.

Why this works

Saving doesn’t have to mean big sacrifices.

It’s the small, regular habits that create long-term stability. Even modest savings can give you breathing space and reduce the need to rely on high-cost credit when unexpected expenses pop up.

Track your progress

Log in to your app regularly and watch your savings grow. Seeing progress — even small progress — helps keep you motivated.

Join the March Savings Challenge today and start building your savings in a HertSavers Savings Account — because small steps really can make a big difference.